<?xml version="1.0" encoding="UTF-8"?>
<!-- Only real, distinct URLs are listed here — the homepage's #workforce /
     #platform / #how / #controls / #integrations sections are same-page
     anchors on "/", not separate crawlable documents, so they are
     deliberately NOT listed as their own <url> entries (that would be a
     sitemap that lies about page count, the exact class of defect this
     readiness-audit item exists to catch). -->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://artifinance.io/</loc>
    <lastmod>2026-08-07</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://artifinance.io/privacy</loc>
    <lastmod>2026-08-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://artifinance.io/terms</loc>
    <lastmod>2026-08-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://artifinance.io/trust</loc>
    <lastmod>2026-08-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://artifinance.io/pricing</loc>
    <lastmod>2026-08-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://artifinance.io/status</loc>
    <lastmod>2026-08-13</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.4</priority>
  </url>
</urlset>
